Introduction
A Permanent Account Number (PAN) card is an essential identity and financial document issued by the Income Tax Department of India. Minors can also obtain a PAN card for investments, bank accounts, or property transactions. However, once a minor turns 18 years old, their PAN card must be updated to a major PAN card to avoid legal and financial issues.
In this guide, we will explain why updating a minor PAN to a major PAN is necessary and provide a step-by-step process to update your PAN card in 2025.
Why Should You Update a Minor PAN to a Major PAN?
1. To Update Signature & Photograph
- A minor PAN card does not have the applicant’s signature (as minors cannot sign legal documents).
- Once the minor turns 18, they must provide their own signature and a new photograph.
2. To Avoid Banking & Financial Issues
- Banks require an updated PAN for loan applications, investments, and major financial transactions.
- A minor’s PAN can restrict financial activities, requiring an update for full account access.
3. To File Income Tax Returns (ITR)
- Minors are not required to file ITR unless they have significant income.
- After turning 18, individuals need an updated PAN to file taxes and link to Aadhaar.
4. For KYC Compliance in Investments & Banking
- Investment platforms, banks, and government services require KYC updates for account holders turning 18.
- Without updating PAN, the minor’s investment accounts may be blocked or frozen.
5. To Link PAN with Aadhaar
- Aadhaar-PAN linking is mandatory under Indian tax laws.
- Updating a minor PAN to a major PAN is required before linking it with Aadhaar.
Step-by-Step Guide to Update Minor to Major PAN Card
Step 1: Visit the PAN Update Portal
- Go to the Protean eGov (NSDL) website: https://www.proteantech.in/
- Click on ‘Changes or Correction in PAN Data’.
OR
- Visit the UTIITSL portal: https://www.utiitsl.com/
- Click on ‘PAN Card Update’.
Step 2: Fill Out the PAN Update Form
- Enter your existing PAN number.
- Select ‘Correction in PAN’.
- Check the boxes for:
- Photo Update (Upload a new photograph)
- Signature Update (Upload your own signature)
- DOB Verification (Ensure it reflects adulthood)
- Enter your Aadhaar number (for verification).
Step 3: Upload Required Documents
Requirement | Documents Needed |
---|---|
Proof of Identity | Aadhaar Card, Voter ID, Passport |
Proof of Address | Aadhaar Card, Utility Bill, Passport |
Proof of DOB | Birth Certificate, 10th Marksheet, Aadhaar |
Recent Photograph | Passport-size color photo |
Signature Proof | Sign on white paper & upload a scanned copy |
Step 4: Pay the Processing Fee
- ₹107 – For applicants in India
- ₹1,017 – For NRIs and foreign applicants
- Payment options: Credit/Debit Card, Net Banking, UPI
Step 5: Verify & Submit the Application
- Complete OTP verification using Aadhaar.
- If Aadhaar is not linked, use digital signature or scanned documents.
- Click Submit and note down the 15-digit acknowledgment number.
Step 6: Track Your PAN Update Status
- Visit the PAN Tracking Portal.
- Enter your acknowledgment number.
- View the status of your PAN update request.
Step 7: Receive Your Updated PAN Card
- e-PAN: Downloadable within 48 hours.
- Physical PAN: Delivered via Speed Post in 7-15 business days.
Frequently Asked Questions (FAQs)
1. Can I Continue Using My Minor PAN After Turning 18?
No, you must update your PAN to reflect your signature and photograph to avoid restrictions.
2. Is There a Deadline to Update a Minor PAN?
No fixed deadline, but it is highly recommended to update the PAN immediately after turning 18.
3. Can I Update My PAN Without Aadhaar?
Yes, but you must provide alternative ID proofs like a Passport or Voter ID.
4. How Long Does It Take to Update a Minor PAN to Major PAN?
- e-PAN: 48 hours
- Physical PAN: 7-15 business days
5. What Happens If I Don’t Update My Minor PAN?
- You may face banking and financial restrictions.
- KYC verification issues for investments and accounts.
- Aadhaar-PAN linking failure.
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- PVC ID Card Printing
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Conclusion
Updating a minor PAN to a major PAN is crucial for financial and legal compliance. Once you turn 18, ensure you complete this process to avoid banking, investment, and tax-related issues.
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