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Benefits of Having an E-Shram Card in 2024 and 2025

Posted on by PVC CARD PRINTING
benefits of having an e shram card in 2024 and 2025
27
Feb

The Indian government introduced the E-Shram Card to support unorganized sector workers and ensure their inclusion in social security schemes. As we move into 2024 and 2025, the importance of having an E-Shram Cardhas increased significantly, offering various benefits to workers. This blog explores the key advantages of holding an E-Shram Card in 2024 and 2025.

1. Financial Security and Social Welfare Benefits

The E-Shram Card provides access to multiple government welfare schemes, ensuring financial security for unorganized sector workers. These schemes include:

  • Pradhan Mantri Shram Yogi Maan-Dhan (PMSYM): A pension scheme for unorganized workers.
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Provides life insurance coverage.
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY): Offers accident insurance benefits.

2. Accidental Insurance Coverage

One of the most significant benefits of an E-Shram Card is free accidental insurance coverage under PMSBY:

  • ₹2 lakh compensation in case of accidental death or permanent disability.
  • ₹1 lakh compensation for partial disability.

3. Job and Skill Development Opportunities

The E-Shram database helps the government and employers identify workers based on their skills and employment history. This results in:

  • Better job opportunities for registered workers.
  • Skill development programs to enhance employment prospects.
  • Linkages to government employment schemes for financial stability.

4. Direct Benefit Transfers (DBT) and Government Subsidies

E-Shram Cardholders receive financial assistance from the government directly in their bank accounts under various welfare schemes. The benefits include:

  • Cash assistance during emergencies like the COVID-19 pandemic.
  • Subsidies on essential commodities like food, gas, and healthcare.

5. Healthcare and Medical Benefits

E-Shram Cardholders are eligible for healthcare benefits under government schemes such as:

  • Ayushman Bharat Yojana, which provides free health insurance coverage up to ₹5 lakh.
  • Health camps and medical assistance in collaboration with state governments.

6. Pension and Retirement Benefits

Registered workers can enroll in pension schemes like PMSYM, which provides:

  • A monthly pension of ₹3,000 after retirement (age 60+).
  • Family pension benefits for the spouse in case of the beneficiary’s demise.

7. Nationwide Portability of Benefits

One of the major advantages of an E-Shram Card is that it offers portability of benefits across India. Workers migrating from one state to another do not lose their eligibility for social welfare programs.

8. Priority in Government Housing Schemes

E-Shram Cardholders are given priority in affordable housing schemes under the Pradhan Mantri Awas Yojana (PMAY). This initiative aims to provide better living conditions for unorganized sector workers.

9. Easy Access to Credit and Microfinance

The E-Shram Card database helps financial institutions identify eligible workers for microloans and credit facilities. This enables workers to:

  • Avail low-interest loans for business expansion.
  • Access financial aid for self-employment initiatives.

10. Support During National Emergencies

During economic crises or national emergencies, the government provides financial aid and relief packages to E-Shram Cardholders. In the past, this included:

  • Direct cash transfers during the COVID-19 pandemic.
  • Food distribution programs for unorganized workers.

How to Apply for an E-Shram Card in 2024 and 2025?

The registration process is simple and free of cost. Follow these steps:

  1. Visit the official E-Shram portal: https://eshram.gov.in
  2. Click on “Register on E-Shram” and enter your Aadhaar-linked mobile number.
  3. Fill in personal details like name, age, occupation, and bank details.
  4. Submit the application and download your E-Shram Card.

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Conclusion

The E-Shram Card is a game-changer for unorganized sector workers in India. In 2024 and 2025, it continues to provide financial security, employment opportunities, and social welfare benefits. If you haven’t registered yet, apply today and secure your future.

For more details, visit the official website: https://eshram.gov.in.

Have more questions about the E-Shram Card? Drop them in the comments below!

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