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Ayushman Bharat Card in West Bengal: Hospitals & Application Process

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Introduction The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)is India’s largest government-backed health insurance scheme, providingfree healthcare up to ₹5 lakh per family per year. However, West Bengal has opted out of PM-JAY, and instead, the Swasthya Sathi Scheme is available for residents, offering similar benefits.

If you live in West Bengal and need government-backed health insurance, this guide explains the hospitals, application process, and benefits of the Swasthya Sathi Scheme.

Eligibility Criteria for Swasthya Sathi (Ayushman Bharat Equivalent in West Bengal)

Since West Bengal does not participate in PM-JAY, eligible residents can enroll in Swasthya Sathi, which provides cashless healthcare benefits.

Who is Eligible for Swasthya Sathi?

  • Every family in West Bengal, regardless of income level.
  • Women-led families where the woman is the head of the household.
  • Unorganized sector workers such as daily wage laborers, domestic workers, and street vendors.
  • Beneficiaries identified through SECC 2011 (Socio-Economic Caste Census).

To check eligibility, visit the Swasthya Sathi Portal.

How to Apply for Swasthya Sathi (Ayushman Bharat Equivalent in West Bengal)?

Step 1: Check Eligibility & Register

  1. Visit https://swasthyasathi.gov.in.
  2. Click on “Apply Online”.
  3. Enter your Aadhaar number or Ration Card details.
  4. If eligible, fill in the registration form.

Step 2: Visit the Nearest Enrollment Center

Eligible residents should visit their nearest Swasthya Sathi Enrollment Center or Common Service Center (CSC) with:

  • Aadhaar Card
  • Ration Card
  • Income Certificate (if required)
  • Residential Proof
  • Mobile Number

Step 3: Biometric Verification

Your details will be verified through biometric authentication.

Step 4: Receive Your Swasthya Sathi Smart Card

Once verified, you will receive a Swasthya Sathi Smart Card, which can be used at empaneled hospitals for cashless treatment.

List of Swasthya Sathi Empaneled Hospitals in West Bengal

Kolkata

  • Apollo Gleneagles Hospital
  • AMRI Hospital
  • Fortis Hospital
  • SSKM (PG) Hospital
  • Medica Superspecialty Hospital

Howrah

  • Narayana Superspecialty Hospital
  • Howrah District Hospital

Durgapur & Asansol

  • IQ City Medical College Hospital
  • Mission Hospital

Siliguri & North Bengal

  • North Bengal Medical College & Hospital
  • Anandaloke Multispecialty Hospital

For a full list of empaneled hospitals, visit: https://swasthyasathi.gov.in.

Benefits of Swasthya Sathi (PM-JAY Equivalent in West Bengal)

  • Free treatment up to ₹5 lakh per family per year.
  • Covers all pre-existing diseases from day one.
  • No age limit – Covers entire family members.
  • Cashless hospitalization at government and private hospitals.

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Conclusion

Although West Bengal has opted out of Ayushman Bharat PM-JAY, residents can benefit from Swasthya Sathi, which provides similar cashless health coverage. Eligible families should apply for Swasthya Sathi Smart Cards to access free medical treatment at empaneled hospitals. If you qualify, apply today to secure your healthcare benefits!

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